:root{
  --ink:#0A3A3F; --ink-2:#0E4B50;
  --aqua:#2E9E92; --aqua-deep:#1C7A70;
  --seafoam:#E7F2EF; --seafoam-2:#DBEDE9;
  --sand:#F5F0E7; --shell:#FCFBF8;
  --coral:#E08060;
  --text:#234347; --muted:#5E7579; --line:rgba(10,58,63,.12);
  --maxw:1140px; --r:18px;
  --shadow:0 18px 50px -24px rgba(10,58,63,.32);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Inter",system-ui,sans-serif;color:var(--text);background:var(--shell);line-height:1.62;-webkit-font-smoothing:antialiased}
h1,h2,h3{font-family:"Fraunces",Georgia,serif;color:var(--ink);font-weight:500;line-height:1.12;letter-spacing:-.01em;margin:0}
p{margin:0 0 1rem}
a{color:var(--aqua-deep);text-decoration:none}
img{max-width:100%;display:block}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 22px}
.eyebrow{font-family:"Inter";font-size:.72rem;font-weight:600;letter-spacing:.18em;text-transform:uppercase;color:var(--aqua-deep);margin:0 0 .8rem}
.btn{display:inline-flex;align-items:center;gap:.5rem;font-weight:600;font-size:.95rem;padding:.85rem 1.5rem;border-radius:999px;border:1.5px solid transparent;cursor:pointer;transition:.2s;white-space:nowrap}
.btn-primary{background:var(--aqua);color:#fff}
.btn-primary:hover{background:var(--aqua-deep)}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--line)}
.btn-ghost:hover{border-color:var(--aqua);color:var(--aqua-deep)}
.btn-light{background:#fff;color:var(--ink)}
.btn-light:hover{background:var(--seafoam)}
:focus-visible{outline:3px solid var(--aqua);outline-offset:3px;border-radius:6px}

/* wave divider */
.wave{display:block;width:100%;height:46px;color:inherit}
.wave svg{display:block;width:100%;height:100%}

/* top bar */
.topbar{background:var(--ink);color:#cfe6e2;font-size:.83rem}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:1rem;min-height:40px;flex-wrap:wrap}
.topbar a{color:#eafffb}
.topbar .tb-r{display:flex;gap:1.4rem;align-items:center}
.topbar svg{width:15px;height:15px;vertical-align:-2px;margin-right:.35rem;opacity:.85}

/* header */
header.site{position:sticky;top:0;z-index:50;background:rgba(252,251,248,.9);backdrop-filter:blur(10px);border-bottom:1px solid transparent;transition:.25s}
header.site.scrolled{border-color:var(--line);box-shadow:0 8px 30px -22px rgba(10,58,63,.4)}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:84px;gap:1rem}
.brand{display:flex;flex-direction:row;align-items:center;gap:.72rem;line-height:1;text-decoration:none}
.brand .logo-mark{width:52px;height:52px;flex:none}
.brand .logo-mark svg{display:block;width:100%;height:100%}
.wm{font-family:"Quicksand",sans-serif;font-weight:700;font-size:1.5rem;letter-spacing:-.02em;line-height:1}
.wm .wm-a{color:var(--ink)}
.wm .wm-d{color:var(--aqua)}
.values-bar{background:var(--seafoam)}
.values-bar .wrap{display:flex;justify-content:center;padding:10px 22px}
.values-line{font-family:"Inter",sans-serif;font-size:.82rem;font-weight:500;letter-spacing:.01em;color:var(--aqua-deep);text-align:center;line-height:1.55}
.values-line b{font-weight:800;color:var(--ink)}
.values-line i{color:var(--aqua);font-style:normal;margin:0 .4em}
@media (max-width:560px){.values-line{font-size:.72rem}}
.menu{display:flex;align-items:center;gap:1rem!important;list-style:none;margin:0;padding:0}
.menu a{color:var(--ink);font-weight:500;font-size:.95rem}
.menu a:hover{color:var(--aqua-deep)}
.nav-cta{display:flex;align-items:center;gap:.7rem}
.burger{display:none;background:none;border:0;cursor:pointer;padding:8px}
.burger span{display:block;width:24px;height:2px;background:var(--ink);margin:5px 0;transition:.25s}

/* hero */
.hero{position:relative;background:linear-gradient(180deg,var(--seafoam) 0%,var(--seafoam-2) 100%);overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center;padding-top:64px;padding-bottom:30px}
.hero h1{font-size:clamp(2.4rem,5vw,3.6rem)}
.hero .lead{font-size:1.16rem;color:var(--text);max-width:38ch;margin:1.1rem 0 1.7rem}
.hero-cta{display:flex;gap:.8rem;flex-wrap:wrap}
.hero-chips{display:flex;flex-wrap:wrap;gap:.55rem;margin-top:1.9rem}
.chip{display:inline-flex;align-items:center;gap:.45rem;background:rgba(255,255,255,.7);border:1px solid var(--line);color:var(--ink);font-size:.82rem;font-weight:500;padding:.45rem .85rem;border-radius:999px}
.chip svg{width:15px;height:15px;color:var(--aqua-deep)}
.chip .star{color:var(--coral)}
.hero-card{position:relative;border-radius:24px;overflow:hidden;box-shadow:var(--shadow);background:#0c4146;aspect-ratio:4/4.4;min-height:340px}
.hero-card .hero-photo{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.hero-card .photo-fallback{position:absolute;inset:0;background:
  radial-gradient(120% 80% at 70% 10%, rgba(46,158,146,.55), transparent 60%),
  radial-gradient(120% 90% at 20% 100%, rgba(14,75,80,.9), transparent 70%),
  linear-gradient(160deg,#1a6b69,#0c4146)}
.hero-card .ripple{position:absolute;inset:0;opacity:.4;background-image:repeating-linear-gradient(115deg,rgba(255,255,255,.10) 0 2px,transparent 2px 9px)}
.hero-card .card-info{position:absolute;left:18px;right:18px;bottom:18px;background:rgba(252,251,248,.94);border-radius:16px;padding:16px 18px}
.hero-card .card-info strong{font-family:"Fraunces";font-size:1.05rem;color:var(--ink);display:block;margin-bottom:2px}
.hero-card .card-info span{font-size:.85rem;color:var(--muted)}
.hero-card .open-dot{display:inline-block;width:8px;height:8px;border-radius:50%;background:#3fb27a;margin-right:.4rem;vertical-align:1px}

/* sections */
section{padding:78px 0}
.sec-head{max-width:62ch}
.sec-head.center{margin:0 auto;text-align:center}
.sec-head h2{font-size:clamp(1.9rem,3.6vw,2.7rem);margin-bottom:.6rem}
.sec-head p{color:var(--muted);font-size:1.08rem}

/* trust band */
.trust{background:var(--ink);color:#dff1ee}
.trust .grid{display:grid;grid-template-columns:repeat(4,1fr);gap:30px;text-align:center}
.trust .num{font-family:"Fraunces";font-size:2rem;color:#fff;display:block;line-height:1}
.trust .lbl{font-size:.85rem;color:#a9cdc8;margin-top:.4rem;display:block}
.trust a{color:#fff;text-decoration:underline;text-underline-offset:3px}

/* welcome / new chapter */
.welcome{background:var(--sand)}
.welcome .grid{display:grid;grid-template-columns:1.05fr .95fr;gap:52px;align-items:center}
.welcome figure{margin:0;border-radius:22px;overflow:hidden;box-shadow:var(--shadow);background:#0c4146}
.welcome figure img{width:100%;height:100%;object-fit:cover}
.welcome figcaption{font-size:.82rem;color:var(--muted);padding:.7rem 0 0;font-style:italic}
.welcome h2{font-size:clamp(1.9rem,3.6vw,2.55rem);margin-bottom:1rem}
.welcome .sign{display:flex;align-items:center;gap:.6rem;margin-top:1.4rem;font-size:.92rem;color:var(--muted)}
.welcome .sign b{font-family:"Fraunces";color:var(--ink);font-weight:600}

/* services */
.services{background:var(--shell)}
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:38px}
.svc{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px 24px;transition:.22s;position:relative;overflow:hidden}
.svc:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:transparent}
.svc .ico{width:46px;height:46px;border-radius:12px;background:var(--seafoam);display:grid;place-items:center;margin-bottom:16px}
.svc .ico svg{width:24px;height:24px;color:var(--aqua-deep)}
.svc h3{font-size:1.2rem;margin-bottom:.45rem}
.svc p{font-size:.93rem;color:var(--muted);margin:0}
.svc .more{display:inline-block;margin-top:.9rem;font-size:.85rem;font-weight:600;color:var(--aqua-deep)}

/* team */
.team{background:var(--shell)}
.member{display:grid;grid-template-columns:340px 1fr;gap:50px;margin-top:42px;align-items:start}
.member-card{position:sticky;top:106px}
.member-photo{border-radius:20px;overflow:hidden;box-shadow:var(--shadow);background:#0c4146;aspect-ratio:4/6.4}
.member-photo img{width:100%;height:100%;object-fit:cover;object-position:center top}
.member-id{margin-top:18px}
.member-id h3{font-size:1.5rem;margin-bottom:.15rem}
.member-id .role{color:var(--aqua-deep);font-weight:600;font-size:.95rem;margin:0 0 1rem}
.member-id .creds{list-style:none;padding:0;margin:0 0 1.3rem}
.member-id .creds li{font-size:.85rem;color:var(--muted);padding:.32rem 0 .32rem 1.25rem;position:relative;line-height:1.45}
.member-id .creds li::before{content:"";position:absolute;left:0;top:.62rem;width:7px;height:7px;border-radius:50%;background:var(--aqua)}
.member-bio p{margin:0 0 1.1rem;color:var(--text)}
.member-bio .lead{font-family:"Fraunces";font-weight:400;font-size:1.18rem;line-height:1.5;color:var(--ink);margin-bottom:1.2rem}
.member-bio .invite{font-family:"Fraunces";font-size:1.2rem;color:var(--aqua-deep);margin-top:.3rem}
.member + .member{margin-top:62px;padding-top:62px;border-top:1px solid var(--line)}
@media (max-width:880px){.member{grid-template-columns:1fr;gap:28px}.member-card{position:static;max-width:340px;margin:0 auto}}

/* approach / why */
.why{background:var(--seafoam)}
.why .grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:38px}
.why .item{display:flex;gap:14px}
.why .item svg{width:26px;height:26px;color:var(--aqua-deep);flex:none;margin-top:2px}
.why .item h3{font-size:1.08rem;margin-bottom:.25rem}
.why .item p{font-size:.92rem;color:var(--muted);margin:0}

/* offers */
.offers{background:var(--sand)}
.offer-grid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:24px;margin-top:38px}
.offer{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:34px 30px;display:flex;flex-direction:column;position:relative;overflow:hidden}
.offer::before{content:"";position:absolute;top:0;left:0;right:0;height:5px;background:var(--aqua)}
.offer-tag{display:inline-block;align-self:flex-start;background:var(--seafoam);color:var(--aqua-deep);font-size:.72rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;padding:.35rem .8rem;border-radius:999px;margin-bottom:1rem}
.offer h3{font-size:1.45rem;margin-bottom:.5rem}
.offer-desc{color:var(--muted);font-size:.95rem;margin-bottom:1.1rem}
.offer-price{font-family:"Fraunces";font-size:2.7rem;font-weight:600;color:var(--coral);line-height:1;margin-bottom:1.2rem}
.offer-price small{display:block;font-family:"Inter";font-size:.78rem;font-weight:500;color:var(--muted);margin-top:.45rem;letter-spacing:0}
.offer-cta{display:flex;gap:.6rem;flex-wrap:wrap;margin-bottom:1.2rem}
.offer-terms{font-size:.75rem;line-height:1.55;color:var(--muted);margin:auto 0 0;padding-top:1.1rem;border-top:1px solid var(--line)}
.offer-terms strong{color:var(--text)}
.offers-note{text-align:center;font-size:.86rem;color:var(--muted);max-width:62ch;margin:26px auto 0}
@media (max-width:880px){.offer-grid{grid-template-columns:1fr}}

/* funds / info split */
.info{background:var(--shell)}
.info .grid{display:grid;grid-template-columns:1fr 1fr;gap:48px}
.info .panel{background:var(--sand);border-radius:var(--r);padding:34px}
.info .panel.dark{background:var(--ink);color:#dff1ee}
.info .panel.dark h3{color:#fff}
.info h3{font-size:1.4rem;margin-bottom:1rem}
.info ul{list-style:none;padding:0;margin:0 0 1.2rem}
.info li{display:flex;gap:.6rem;padding:.4rem 0;font-size:.96rem}
.info li svg{width:18px;height:18px;color:var(--aqua);flex:none;margin-top:4px}
.info .dark li svg{color:#5fd0c2}
.hours{display:flex;justify-content:space-between;padding:.55rem 0;border-bottom:1px solid rgba(255,255,255,.14);font-size:.95rem}
.hours:last-child{border:0}

/* faq */
.faq{background:var(--seafoam)}
.faq-list{max-width:780px;margin:34px auto 0}
.qa{background:#fff;border:1px solid var(--line);border-radius:14px;margin-bottom:12px;overflow:hidden}
.qa button{width:100%;text-align:left;background:none;border:0;padding:20px 22px;font-family:"Inter";font-size:1.02rem;font-weight:600;color:var(--ink);cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:1rem}
.qa .ans{max-height:0;overflow:hidden;transition:max-height .3s ease;padding:0 22px}
.qa .ans p{padding:0 0 20px;margin:0;color:var(--muted);font-size:.96rem}
.qa.open .ans{max-height:320px}
.qa .pm{flex:none;width:22px;height:22px;position:relative;transition:.25s}
.qa .pm::before,.qa .pm::after{content:"";position:absolute;background:var(--aqua-deep);left:50%;top:50%;transform:translate(-50%,-50%)}
.qa .pm::before{width:14px;height:2px}
.qa .pm::after{width:2px;height:14px;transition:.25s}
.qa.open .pm::after{transform:translate(-50%,-50%) rotate(90deg);opacity:0}

/* final cta */
.cta-final{background:linear-gradient(160deg,var(--ink) 0%,var(--ink-2) 100%);color:#eafffb;text-align:center}
.cta-final h2{color:#fff;font-size:clamp(2rem,4vw,2.9rem);max-width:18ch;margin:0 auto .8rem}
.cta-final p{color:#bfe0db;max-width:46ch;margin:0 auto 1.8rem}
.cta-final .hero-cta{justify-content:center}

/* footer */
footer.site{background:#082e32;color:#9fc3bf;font-size:.92rem;padding:56px 0 28px}
footer.site .grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px;margin-bottom:36px}
footer.site h4{font-family:"Inter";font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:#6fa39d;margin:0 0 1rem}
footer.site a{color:#cfe6e2;display:block;padding:.25rem 0}
footer.site a:hover{color:#fff}
footer.site .brand{flex-direction:row;align-items:center;gap:.6rem;color:#fff;margin-bottom:.9rem}
footer.site .brand .logo-mark{width:34px;height:34px}
footer.site .legal{border-top:1px solid rgba(255,255,255,.1);padding-top:20px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:.5rem;font-size:.83rem;color:#6fa39d}

/* reveal */
.reveal{opacity:0;transform:translateY(22px);transition:opacity .6s ease,transform .6s ease}
.reveal.in{opacity:1;transform:none}
.providers{background:var(--shell)}
.providers .lead-sub{max-width:60ch;margin:.8rem auto 0;color:var(--muted)}
.prov-group{text-align:center;margin-top:34px}
.prov-label{display:block;font-size:.78rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--teal);margin-bottom:14px}
.logo-row{display:flex;flex-wrap:wrap;justify-content:center;gap:18px}
.logo-chip{background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow);min-width:152px;height:76px;display:flex;align-items:center;justify-content:center;padding:0 22px;font-family:"Fraunces",serif;font-size:1.18rem;font-weight:600;color:var(--ink)}
.logo-chip img{max-height:48px;max-width:130px;object-fit:contain;display:block}
.logo-chip .brandmark{height:40px;width:auto;max-width:140px;display:block}
@media(max-width:560px){.logo-chip{min-width:120px;height:64px;font-size:1rem}}

@media (max-width:880px){
  .hero .wrap{grid-template-columns:1fr;gap:34px;padding-top:44px}
  .hero-card{max-width:460px}
  .welcome .grid,.info .grid{grid-template-columns:1fr;gap:34px}
  .welcome figure{order:-1}
  .svc-grid,.why .grid{grid-template-columns:1fr 1fr}
  .trust .grid{grid-template-columns:1fr 1fr;gap:26px}
  footer.site .grid{grid-template-columns:1fr 1fr}
  .menu,.nav .nav-cta .btn-ghost{display:none}
  .burger{display:block}
  .menu.open{display:flex;position:absolute;top:84px;left:0;right:0;flex-direction:column;background:var(--shell);border-bottom:1px solid var(--line);padding:18px 22px;gap:1rem;box-shadow:var(--shadow)}
  .topbar .tb-l{display:none}
}
@media (max-width:560px){
  section{padding:58px 0}
  .svc-grid,.why .grid,.trust .grid,footer.site .grid{grid-template-columns:1fr}
  .hero-cta .btn{flex:1;justify-content:center}
}
@media (prefers-reduced-motion:reduce){
  *{scroll-behavior:auto!important}
  .reveal{opacity:1;transform:none;transition:none}
}

/* service pages */
.svc-hero{background:linear-gradient(180deg,var(--seafoam),var(--seafoam-2))}
.svc-hero .wrap{max-width:840px;text-align:center;padding:52px 22px 26px}
.svc-hero .ico-lg{width:66px;height:66px;border-radius:18px;background:#fff;display:grid;place-items:center;margin:0 auto 18px;box-shadow:var(--shadow)}
.svc-hero .ico-lg svg{width:32px;height:32px;color:var(--aqua-deep)}
.svc-hero h1{font-size:clamp(2rem,4.5vw,3rem)}
.svc-hero .lead{font-size:1.15rem;color:var(--text);max-width:62ch;margin:1rem auto 1.6rem}
.svc-hero .hero-cta{justify-content:center}
.breadcrumb{font-size:.8rem;color:var(--muted);margin-bottom:1rem}
.breadcrumb a{color:var(--aqua-deep)}
.prose{max-width:720px;margin:0 auto}
.prose p{margin:0 0 1.1rem}
.svc-points{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:14px}
.svc-points .pt{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px}
.svc-points .pt h3{font-size:1.1rem;margin-bottom:.4rem}
.svc-points .pt p{font-size:.92rem;color:var(--muted);margin:0}
.offer-callout{background:var(--ink);color:#dff1ee;border-radius:18px;padding:28px 32px;display:flex;justify-content:space-between;align-items:center;gap:22px;flex-wrap:wrap}
.offer-callout h3{color:#fff;font-size:1.35rem;margin:0 0 .25rem}
.offer-callout p{margin:0;color:#bfe0db;font-size:.93rem;max-width:46ch}
.offer-callout .price{font-family:"Fraunces";font-size:1.9rem;color:#7fe0d3;font-weight:600;white-space:nowrap}
.related{display:flex;flex-wrap:wrap;gap:10px;margin-top:8px}
.related a{font-size:.9rem;background:var(--seafoam);color:var(--aqua-deep);padding:.5rem .95rem;border-radius:999px;font-weight:600}
.related a:hover{background:var(--seafoam-2)}
@media(max-width:760px){.svc-points{grid-template-columns:1fr}.offer-callout{flex-direction:column;align-items:flex-start}}